No, we are privately owned, we don't manufacture any financial products. 

In a way, we exist because the financial-advice industry is mostly opaque and far too many have abused their positions of trust. One of the reasons our founder started Covenant Wealth was to provide an alternative solution to this exact problem. 

Our best source of business growth is not product sales its client referrals. We know that when we add value to your life, you will likely tell your family or friends because you want them to have the same experience.

We go out of our way to take the jargon out of the process. We use analogies, real-world examples and back of the envelope type pictures to explain things simply. We especially welcome any questions you may have, which will help your understanding and increase your confidence.

If you are worried about your ability or skill to implement the plan, don't! We do all of the work for you, including the paperwork needed and walk you step by step through what will happen and when. You are in full control, and ultimately you have the final say.

We do this precisely because we understand that it's so easy to make a mistake that can cost you time and money if you haven't done this before and, let's be honest few people retire more than once unless they did it wrong the first time.

Our process is transparent and requires you to be fully engaged and in the control seat. You get to choose the pace that suits you, and you decide if you want to take any risks or play it safe.

To take things to the next level, we also Stress-Test your financial plan to increase your confidence that you are making smart choices. So that, when economic storm clouds start gathering on the horizon as they inevitably do over a 20 year plus retirement, you know that you have a plan to get you safely through.

Abraham Lincoln, once said: “The best way to predict the future is to create it.”

In short, if you can access our website, you have the "technical" skills to work with us.

We will send you an email with a secure private link for the video call ready for you to click on at the time you selected for your session.

When the time is right, you click the link, and you are in the meeting ready to see us and our screen from the comfort of your couch.

If you are still worried that's ok; we will call you on your phone to guide you through it if you prefer.

You control both the pace and amount of time you want to allocate to developing your plan. Because the work we do is bespoke to you and our focus is on getting results, it's not a simple question to answer. While our clients appreciate the extra time and attention we provide, it does mean that every workshop is different and is driven by you and your requirement for support.

If you are unusually organised the minimum time commitment is seven hours which we spread typically over four separate sessions.

If you have a laptop or a tablet, we try as much as possible to minimise the inconvenience of travel so we can do every session via video calls.

Yes, the investment options and strategies to avoid investments of this kind are available.

In the bible, Jesus was quoted in the Gospel of Mark, saying “What good it is for a man to gain the whole world but lose his soul”. So we apply this teaching into the world of investments. We recognise that investment returns are critically important (this is also a Biblical principle). We believe that nobody, regardless of faith, should be comfortable making profits at the expense of the environment or human exploitation, be that locally or overseas.